Saving money should be a priority for anyone who is financially responsible. Technology has made it easier than ever before to save money. There are a range of apps you can download for your mobile device to save money on the go.
1. Mint
Mint is the ultimate personal finance app. It tracks the financial transactions of every account you own, including savings, checking, and retirement. It categorizes everything, spots trends in your financial habits, and generates graphs to show everything from net worth to cash flow.
Regardless of what apps you use, we highly recommend Mint as a foundation for your financial tracking. It currently has millions of active users, and it receives regular updates to both improve functionality and bolster security.
The best part is this app is entirely free!
2. BillTracker
BillTracker is an app that can ensure you never miss another bill payment. From SnapTap, this app comes with full password protection and logs all the due dates of your bills. It automatically sends you a notification when you have a payment pending.
The highlighted calendar view enables quick viewing. If you miss your bill payments after this, you have nobody to blame but yourself.
3. You Need a Budget
You Need a Budget is exactly what it says. It’s a simple budget interface with a goal to help you manage your money and make finance stress-free. It’s designed as a supplement to the software installed on your Windows or Mac computer.
Despite the $60 price tag, it’s well worth the investment.
4. GasBuddy
Purchasing gas is always a major headache. With this app, you can find out where the cheapest prices in your area are. For every gas price you track, you can earn points for entry into the grand prize draw, where the winner receives $250 in free gas.
It already has over 32 million downloads.
5. Expensify
Professionals have additional needs for tracking their expenses, particularly if they are running businesses or paying for things on the company tab. Expensify makes it easy to report your expenses. Some of the features it comes with include:
• Photographing receipts.
• Tracking the number of miles travelled.
• No manual entry is necessary. It can read all figures that appear on receipts.
If your company finds photographic evidence acceptable, this is a simple way to avoid keeping receipts. Your company will also appreciate it because they’ll be able to digitize their records keeping, which is ideal for saving the environment and reducing the amount of clutter in the office.
Conclusion
These five apps should make it easier than ever before to get started with good financial habits. Most of them are free, or only carry a small fee. There are many specialized apps available for users who have needs that are more specific.
At the same time, do not download too many apps. Stick to the ones most relevant to your financial habits. There is such a thing as paralysis by analysis!
So what are your favorite apps for managing your finances?
Image found on mint.com website
“Stick to the ones most relevant to your financial habits. There is such a thing as paralysis by analysis!” Great advice! Thanks for the list!