Making money needs to have a point

If you are making money, you need to have a point of why you’re making that money:

  • To pay the rent so you can live in a city
  • To eat good food (not Food Bank donations)
  • To save for your future so you can stop working in your old age (also known as retirement)
  • To help your kids
  • To buy a home
  • To buy a car
  • …and so on and so on.

If you are earning money at a job but you don’t have a plan for what you’re going to do with that money, then in theory, you shouldn’t even need to work.

(Okay so this isn’t very politically correct, but it’s funny and I love

To put it another way, it is like traveling.

We like to travel, but if we were to take a plane or drive a car from one city to another, not stopping and just traveling, it’d have no point.

When we say we like to travel (just as we say we like to make money), it is because our goal is to get to another city or place, stop, explore and learn as much as possible about what it’s like to be a native in that city.

So if you are making money only for the sake of making it and watching your bank account grow, there’s no practical difference in having $1 or $1 million.

Have a goal, then try to reach it.

It’s the best way to stay motivated to do what you want to do like get out of debt and have a healthy bank balance.

About the Author

Just a girl trying to find a balance between being a Shopaholic and a Saver. I cleared $60,000 in 18 months earning $65,000 gross/year. Now I am self-employed, and you can read more about my story here, or visit my other blog: The Everyday Minimalist.