My Goal: What I am really Working and Saving Towards

Sometimes I ask myself why working all the time to make all this money.

What is my purpose?

I don’t really care about reaching a million

Yes, I put it as my goal to reach financial milestones, but I couldn’t care less about the actual number.

I don’t want to even own a fancy mansion, a boat and 2 luxury cars

I don’t want to buy a home at all, let alone a mansion. I may consider buying property, but not as a residence to live in.

As for the boat, I get seasick and 2 cars? Perhaps 1 car, reasonably priced.

So what the heck am I saving all this money and working so hard for?

Two words: Time and Choice.

I am doing all I am doing — living on less, working, and saving my money so that I can have more time and more choices available to me.


Like wanting to be able to nap any time I want.


I already have more time. I need to work 2 months a year to pay for 12.

As it stands, I usually have 10 months free to do whatever I want, after earning what I need.

How is this possible?

  • I have a great job as a freelancer that I work hard for
  • I spend as low as I comfortably can
  • My money goes farther

The freelancer job is not replicable by many, but just seeing how much you need to live on can make you realize how much you actually need to work.


I want to be financially secure so I can tell any employer I dislike: Thanks, but no thanks.

Being a slave to a job (even one that you love to do), is never a win-win situation.

There are always other options out there, but they’re limited if you don’t have the means to explore them.

I’ve mentioned not needing as much money in a year to live, and I stand by that.

I make and save what I need to live comfortably so I can choose to do what I want.

I need less to live, so therefore the money I save can not only go farther but I know that in any given year, I am able to pay for my living expenses picking up minimum wage jobs if need be.

$10.25/hour minimum wage in Ontario x 2000 hours in a year = $20,500.
In 2010, my personal expenses were $21,284.65 and that included traveling and perhaps too many electronics.
I can still do better than that but I haven’t felt the push to have to do so. Sorry, it’s true.

Wealth brings time and freedom of choice to do what you want with that time.


Remember that money is just a tool.

Ultimately if you focus on money and your growing bank account, but you don’t really know what you’re working towards, then there’s no point.

Have a point.

Have a goal and an idea of what it is you are working towards.

About the Author

Just a girl trying to find a balance between being a Shopaholic and a Saver. I cleared $60,000 in 18 months earning $65,000 gross/year. Now I am self-employed, and you can read more about my story here, or visit my other blog: The Everyday Minimalist.