How much time do you spend on budgeting or thinking about your money?

Every week, I spend about 3 hours a week going through my budget, checking my expenses, my balances, my transactions and thinking about the next steps for my money.

(That doesn’t include taxes, by the way. That’s a whole other set of time, set aside, and usually takes the weekend to start and finish, because I want to be sure I didn’t make any mistakes.)

That adds up to about 12 hours a month or 144 hours a year, which might seem like a LOT of freaking time to be thinking about your money, but to me, it’s a small percentage in the grand scheme of things.

I don’t feel like it’s a burden or a chore, and I’d rather spend time checking my money than wasting it on Facebook (yeah.. it’s not really a big thing for me), or even worse, worrying about my money because I am so out of touch with it, and in the dark!

How much time do you spend?

About the Author

Just a girl trying to find a balance between being a Shopaholic and a Saver. I cleared $60,000 in 18 months earning $65,000 gross/year. Now I am self-employed, and you can read more about my story here, or visit my other blog: The Everyday Minimalist.