INSPIRATIONAL PIECES OF ADVICE
Beyond Norms featured my other blog (The Everyday Minimalist) as one of the 15 bloggers which includes some pretty big names (not referring to my blog of course) to answer:
‘What’s the wisest and most inspirational piece of advice you’ve come across (read, been given or come up with yourself), that really pushed you to live the life you lead?’
Click to read the article “15 Top Bloggers Share Their Most Valued Advice“.
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OCTOBER 2010 INCOME: $20,768.50
- Who loves overtime? I do! I do! Especially when I get compensated for it.
- Made some money freelancing on the side (not much)
- Most of it is in my business and I’ll leave it there until I take it out in dividends
OCTOBER 2010 EXPENSES: $2836.87
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BUSINESS: $1662.60
PERSONAL: $1174.27 or $905.97 depending on how you look at it
I feel good without having insurance in there, that my regular expenses would have been $905.97, even with my rent taking up more than half of my $1000 monthly budget (damn!).
For the pie chart: I removed all the blank categories, they were screwing my pie chart up!
- I went out to eat the other day and realized why I don’t go out to eat. The food was awful, and I wasted $15. Bah.
- I haven’t been spending much on entertainment, I’ve been working instead and that zaps your energy
- Parking is really a bitch. I gotta tell ya, I miss not having a car because then I wouldn’t have to pay these #*$@&$ parking fees ($300/month)
NET WORTH for October 2010: $146,113
Increase from September 2010 by $18,136 or by 12%
As usual, BF’s money is not included in this estimate, and the change from month to month is my retirement accounts going up slightly as well.
I am keeping my Retirement assets as is (not adding any more money), and most of my savings are liquid as possible because I need to be ready to leave the country at any time.
ASSETS:
- Cash: $813
- Emergency Fund: $42,919
- Savings: $3820
- Retirement: $29,101
- Business: $69,460
DEBTS:
None.
How did I create this budget? Check out my budgeting tool here.
Just a girl trying to find a balance between being a Shopaholic and a Saver.
I cleared $60,000 in 18 months earning $65,000 gross/year.
Now I am self-employed, and you can read more about 
What kind of freelancing are you in?? Even if it's sporadic, you are do fabulous with it!!! (I'm not sure you qualify as fabulously "broke" at this point… I would just say fabulous!)
what do you do for a living?
I work as a freelancer. 🙂
Hey congrats! Good for you. 🙂
Thanks 🙂
Definitely inspiring… you and RevancheGS do a good job of it. *envious*
And gotta love the last piece: Debt: none. *Priceless*
(wow, and you get woo'd) LOL.
My recent post Stop Living Paycheck to Paycheck
Aww thank you! 🙂 RevancheGS was and still is one of my inspirations. Girl keeps me in check when I want to spend like mad.
Wow. That's an incredible gain! You made in one month, what Girl Ninja makes in six! Keep it up!
My recent post How much am I really investing
Thanks 🙂 I’m going to try and keep working, but contracts like this generally don’t come along every day.
I start to think that this FB is much better and more lively than EM.. :-)..I was taking a peek at this posting when I was in office and the figure if converted into Malaysian Ringgit is about RM100K !
You could buy a 700sf apartment in Penang Malaysia with that money. Comparing us age to age, it motivates me to earn as much as your October figure.
And it really made me think of ways to do so all the way home from the office……
My recent post Crushing The Obstacles to Being Yourself
Oh KC that hurts! 🙂
Actually, my FB blog is more myself. More my personality coming out and being uninhibited. On EM, I tend to be a lot more zen and calm, more reflective. I found the two were clashing on my single blog so I had to split it off (very gladd I did).
RM100k?! I’m RICH. That’s per month right?? That’s crazy. Perhaps I should move to Penang and buy a flat. 🙂
A fantastic amount of money earned and a terrific budget to cope with it, well done.
Thank you! 🙂
Wow! Great income when you decide to work! I would love to pull in that much and take a couple of months off. I love reading your comments in the budget….especially "one treat" made me lol. Hell I want to marry you, but I am a flaming heterosexual :). Beautiful presentation as always. Good job!
My recent post Bizarre encounter
Well it\’s not like I ever decide NOT to work 🙂
It\’s more that contracts don\’t come along everyday, and even if I do want to work, I can\’t force someone to give me a contract –lol–
This is the reason why I work when I can, and I save as much as possible.
Yeah. Starbucks 🙂 One treat. I shouldn\’t have, it wasn\’t very pleasurable seeing as I didn\’t enjoy it because it was a rushed purchase.
I can credit a lot of my frugality and habits to BF. He\’s really helped me along.
Reading your budget roundups are so motivating to me!
My recent post October Monthly Review
Glad to hear that!!
I'm particularly impressed with the $5.09 Starbucks expense. I'm trying to negotiate us down to $7 per week on Starbucks. This whole spread is quite inspiring.
Thank you! 🙂
Well, the $5.09 is just for me. BF buys those little Starbucks via packets for coffee, and I just have an occasional Chai Latte as a treat.
WTF, you earn 20k a month? *slightly jealous*
:O:O:O *slightly overwhelmed*
Well done 🙂 Also the spending, I think – considering that you have to travel – it all looks very good.
Love reading your blog, keep up the good work!
My recent post Gratis boek bij de bibliotheek
How much is that in American dollars? $182?
I'm kidding. This is definitely impressive. I just mentioned over at Punch Debt in the Face that I need to marry a girl with a large income. If things don't work out with BF, I could write you another song… 😉
My recent post Thousandaire-anormal Activity
Har har 🙂 The CAD is actually on par, so you\’re looking at more than that amount when converted to USD!
LOL!!!!!! Wooing me in the public forum is probably not the best idea, seeing as BF knows about the blog 🙂 I\’m sure your GF will be peeved too 😛
You do have to keep in mind that I don\’t work every month. I can have months off at a time, not working at all, but when I do, I just bank as much as possible and keep my expenses down so that I don\’t feel big change in income or spending. I like the \’even keel\’ idea.
Rocking budget as always FB and great job on the lack of spending!
Thank you kindly! 🙂
I always feel a twinge of pain when I see business expenses roped in there, but I guess you\’ve got to spend some travel money to make money.
I think next time, I\’m going to ask for PLUS expenses so I don\’t have to go through this hoopla again.