INCOME: $0
- Am off contract, which means I am beached benched
- Budgeted $1000 towards daily expenses from savings
- Still waiting for my cheque from March earnings to arrive so I can save more $$
EXPENSES: $791.96
- Spent $791.96 on basic living & expenses
SAVINGS: $13,000
- All from my February Earnings
- Saved $2000 into my TFSA
- Saved $11,000 into my Emergency Fund
And here’s the pie chart for just my daily expenses (I removed my savings)
NET WORTH:
$80,629.67 $81,829.67
Decrease by $477.11 or 1% actually an increase by $466.93 or 1%
Original Net Worth Decrease factors:
- My stocks (play money) lost a little this month
- But I gained a little on my main retirement funds
- Also spent about $700 on basic living but brought in $0 income
Note: I forgot!!!!! (And I am not going to change all the charts because of it)
I have $1200 coming in from the government, because I overpaid on my business taxes.
Better too much than too little, I say.
That amount, tacked onto my original net worth is an increase by almost the same amount.
ASSETS:
DEBTS:
None.
Just a girl trying to find a balance between being a Shopaholic and a Saver.
I cleared $60,000 in 18 months earning $65,000 gross/year.
Now I am self-employed, and you can read more about 
You spent how much on dry shampoo??? Cornstarch works like a charm!
I already tried cornstarch, rice starch and any other kind of starch available.
The white doesn’t brush out of my hair, and I ended up with a grey head… so yes, I spend $11 on dry shampoo for my dark hair.
FB would it be cheaper for you to have a prepaid phone ? One where you just pay a flat rate for the call , like .10 a minute or something or unlimited minutes for 39.99.
That’s a really good idea!
Actually, I thought about that for a plan, but when I checked into it, I am better off with the plan I have, because I do get a 15% discount from a friend who works at Koodo.
I just have to watch my calling zones and to not pick up the phone whenever I feel like it.
Unlimited minutes for $40? I have never heard of that here. Is that in Canada?
I follow what you mean when you say 'better too much than too little', but it does mean the government got to use your money interest free, doesn't it? Better that than pay penalties, I suppose. I know nothing about business taxes, only personal income tax and I pay that bill when it's due, not a minute sooner!
I made a mistake, and I didn’t file the GIFI along with my taxes because I had assets.
So with the GIFI, I would have seen the deduction come off, but my software (Quicken) that I use for my corporation’s taxes, didn’t note that for me to file.
If I file the GIFI next year, I won’t have the problem of overpaying again.
As for losing interest, my business bank account pays $0 in interest. So that $1200 would have earned nothing anyway, sitting in the account.
Not only that, I have to keep a balance of $8000, to avoid fees.
I never overpay on my personal taxes however.
How is your car insurance so low?! That's almost what I pay per month!
Quebec. 🙂
It’s much cheaper in Quebec for basic insurance. The prices are almost triple to quadruple in Ontario for the same coverage.
Aw, man. That's a pretty sweet deal. Maybe I should learn French and move…
It’s incredible how cheap the insurance is here.
And even factoring in the $300 – $500/year you have to pay for various license plate and driver’s license fees, it is still cheaper than $1200/year.
You know what the best part of this post was?
>> Debt:
>>None.
😀
I know 🙂 I keep wanting to write something like: NOT AN EFFING THING!!!!!!! .. but I think “None” says it best. 🙂
lol at the Creme Eggs!
Great job on minimalist living. Do you ever look back and think "wow, I used to spend $xx.xx on y"?
P.S. Those Cadbury Creme Eggs will getcha everytime 🙂
I ALWAYS look back thinking: how the.. what.. what just happened? how did I ever, EVER spend $400 on groceries?
Now I know why. It’s because I wasn’t paying attention to what I was buying.