I won’t post my budget for each month any longer.

I’ll just post at the end with what I spent.

While I still keep track of all my expenses & budget, I find that once I put the money aside for my fixed expenses, the rest of the cash is up in the air to be spent.

I just use my discretion to decide whether or not to buy something now, later or not at all.

Some months, I budget & end up deciding it’s not useful so I spend the money elsewhere.

My savings, emergency fund and whatever else, has now just become a huge pot of money to be drawn on for various (logical-ish) reasons.

I’m calling it “hands off budgeting“. Seems to work for me.

SEPTEMBER 2009

INCOME

• $1500 – Taken from savings
• $100 – Swagbucks finally paid me with Cash via Paypal after 21 business days
• $125 – One-off blog advertising (by the way, the Sexis magazine is v. interesting)
• $18 – Bank Interest
• $0 – Google Adsense. Been waiting for my 2-year $100 CAD cheque since August July.

Total = $1743

EXPENSES

• $371 – Rent
• $260 – Groceries (BF has now made a “Treats” section in the Grocery budget)
• $0 – Utilties (They’re paid bi-monthly)
• $50.79 – Cellphone/Only telephone
• $0 – Internet (I take care of the telephone, BF pays for the internet)
• $12.75 – Transportation (Metro tickets)
• $65.61 – Eating Out (Candy treats & drinks and a lunch I paid for us)
• $39.48 – International Electronic Adapters
• $17.77 – Headbands (Some purchases here)
• $487.84 – Brown leather boots & Birkenstocks (Purchases here)
• $21.95 – Language books (Some purchases here)
• $69.39 – Jewelery from Etsy, the devil (Some purchases here)
• $263 – Car Registration for ONE YEAR (they’re a bunch of car reg’ pirates here!!!)
• $100.26 – Hosting & WordPress Switch (Part 1 & Part 2 here)

Totals:

• Without pirate car registration = $1496.84 — squeaked right under budget
• With pirate car registration = $1759.84 — just a bit over my total income

Other Upcoming Money Events

Going back to Ontario = Will cost money

Am going to meet up with my network to find contracts in Ontario and just to chat.

Not going to Asia = Will save money

Been cancelled. Read my gloomy piggy news here.

We had a budget of $5000. I guess I’ll just sit on my savings now.

NET WORTH = – Decreased $3018.19 (due to taxes)

• $45 = Cash
• $12.77 = Chequing
• $10,050.35 = Savings
• $30,722.84 = Retirement (Individual Stocks and Indexes)
• $24,000 = Emergency Fund
• $4923.15 = Business (Taxes ate my money)
• $2000 = Car

TOTAL = $71,754.11