I carry cash but I don’t use it

I usually have about $130 – $200 worth of cash on me at any given time.

But the problem is that when I carry cash.. I never use it.

I always use my credit card for points LOL..

In fact, I always end up depositing all the cash back into my bank account to put back into savings, to use it to clear the card each month.

I do find having cash handy at times though. Once I had to pay for some bill in full, and they asked for $200 in cash. I had the exact amount so it was easy.. but phew!

Imagine if I didn’t?

How about you? Strictly cash? Mostly Credit (with clearing it later)? Or a bit of both?

About the Author

Just a girl trying to find a balance between being a Shopaholic and a Saver. I cleared $60,000 in 18 months earning $65,000 gross/year. Now I am self-employed, and you can read more about my story here, or visit my other blog: The Everyday Minimalist.