It’s all the little things that matter in life…

…you know, it’s the little splurges here and there that get me in trouble.

I spend $4 on coffee for BF and I, and then to me, it’s $4, so I’m able to spend another $4 somewhere else, and that adds up to another $10, and before you know it, it’s a $100+ day when I didn’t even plan for it to be.

That was a real problem for me when I was less concerned about money and tracking it (uhh 2 years ago, I’d say?) and that’s something that I’ve realized is an issue.

If I DON’T spend any money at all, I tend to not spend for the entire day.

With me, it seems to be all or nothing.

And if I start the trend with buying an expensive pair of shoes (because I actually wanted a good pair), then it spirals into getting a cute scarf because I don’t already have 25 at home in different colours, then headphones to replace my old ones, then I need a cute notebook, then….. you know the drill.

But that was then.

This is now.

Now that I KNOW what my trigger is (small splurges = priming me and fattening me up for larger splurges), I know how to avoid it or at least stop triggering it.

And it’s the reason why tracking your expenses so you can see how much all of those “little things” really add up, can cost you in a big picture kind of way. Hell, I could’ve probably saved a couple thousand not spending it on little things!

So what’s YOUR trigger?

About the Author

Just a girl trying to find a balance between being a Shopaholic and a Saver. I cleared $60,000 in 18 months earning $65,000 gross/year. Now I am self-employed, and you can read more about my story here, or visit my other blog: The Everyday Minimalist.