FB Goals (New)

Money Management

  • Figure out what I want to allocate and where with my after-tax $70,000 that I will earn at the end of this year. I need to work this out some more. Here’s what I have so far:
  1. Living Fund ($1500/month x 12 months = $18,000 – this will pay for a year of living).. Although this should really be called a Savings or Emergency Fund, right?
  2. Retirement Fund ($12,000 to top it up to $30,000 (Book Value))
  3. Emergency Fund ($15,000 sounds healthy to me and this is for really unexpected problems)
  4. Travel Fund ($15,000 for Asia in 2009 but I think I want to go on a mini-trip to NY too)
  5. Moving Fund ($10,000 to get to Dallas, TX)


  • Clear my remaining $13,000 debt once and for all in one shot (January 2009) *Waiting for tax purposes)


  • Move all my retirement funds to ING Direct (November 2008)
  • Open an ING Tax-Free Investment Mutual Funds Account and deposit the maximum of $5000 (January 2009)
  • Top up my retirement funds to $30,000 from $18,000 (Book Value) (January 2009)


  • Get rid of all of my unnecessary books, comics and DVDs (November 2008)

Personal Development

  • Get driver’s license (November 2008)
  • Move to Dallas, Texas (2009-2010)
  • Read more novels/books (will work through the list of 100 Classic Novels) (Life)
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About the Author

Just a girl trying to find a balance between being a Shopaholic and a Saver. I cleared $60,000 in 18 months earning $65,000 gross/year. Now I am self-employed, and you can read more about my story here, or visit my other blog: The Everyday Minimalist.