October Debt Payment + October Goals

The one thing I hate about my Excel system is that it’s too damn efficient LOL!!!

I put a line item in my daily budget expense tracking, and it automatically updates all of the other 5 sheets I have once I link it to my budget.

*sigh* There’s nothing left for me to do ๐Ÿ˜›

Anyway..

October Goals

1. Stay on budget – I have $670 left for variable expenses. I plan to keep well under that.

2. Put about $3000 towards debt. I put $3200 towards debt last month!! ๐Ÿ˜€

3. Continue with my company retirement plan, but pause my personal one because I think I’m maxing it out, and I don’t want to pay any penalties.

4. Build up my emergency fund to $2000 (it’s sitting at $1500 now).

5. Potential Pitfall: Limit my entertainment (…damn sightseeing attractions can cost you an arm and a leg…)

About the Author

Just a girl trying to find a balance between being a Shopaholic and a Saver. I cleared $60,000 in 18 months earning $65,000 gross/year. Now I am self-employed, and you can read more about my story here, or visit my other blog: The Everyday Minimalist.